Powered by partners
You own the businesses. Regulated partners run the rails.
Stratum is not a bank. Everyday banking, investments, wealth, insurance and credit are provided by licensed partner institutions — so your money is regulated and secure while your ownership stays with the members.
Regulated rails behind your ownership
Banking on partner bank rails
Transactional accounts, cards, payments and custody are provided by our licensed partner banks. Your funds are bank secured.
Investments & wealth
Unit trusts, retirement products and wealth advisory are offered through regulated partner providers alongside your ownership units.
Banking support for the ecosystem
Banking Infrastructure for Multi-Business Ownership
Stratum Fintech is building a technology-enabled multi-business ownership ecosystem. Our partner bank supports the banking requirements of Stratum Fintech and its planned multi-business ecosystem, providing the banking infrastructure required to support the operation and growth of multiple businesses.
Secure Banking Infrastructure
Regulated banking infrastructure, appropriate account structures and banking services for members and the planned multi-business ecosystem.
Payments and Settlement
Payment and settlement rails that enable efficient transactions between members, businesses, customers, suppliers and other ecosystem participants.
Banking for Planned Multi-Businesses
Business banking services and account structures for planned multi-businesses across agriculture, property, retail, food, franchises, mobility, petrol stations, energy and other strategic sectors.
Financial Solutions for Growth
Banking and financial solutions to support the planned multi-business ecosystem, subject to applicable agreements, credit assessments and approvals.
Scalable Banking Infrastructure
Scalable banking infrastructure that grows with the member network and planned multi-business ecosystem, supporting increasing transaction volumes, multiple business accounts and connected financial operations.
Stratum Fintech + banking partners
Building the Banking Infrastructure for Multi-Business Ownership
Stratum Fintech brings together the technology platform, member community and planned multi-business ownership ecosystem.
Licensed banking partners provide the regulated accounts, payments, custody and financial solutions the ecosystem needs to operate and scale.
Together, Stratum Fintech and its banking partners support the development of a scalable ecosystem designed to enable members to participate in multiple professionally managed businesses.
Partner bank products
Every layer of your financial life
Personal
Business
Bank, invest and own in one place.
Registering is the first step. Click Register to participate, get your membership ID and start owning where you shop.
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