For merchants
Build your business with our community.
Serve a community that chooses participating businesses, while accessing payment and administration tools designed to support your operations.
Apply to participate
Two ways to work with us
01
Use Stratum Business Services
Access supported payment, collection, payroll and administration solutions.
02
Become a Community Merchant
Apply to take part in Shop Where You Own through a separate documented arrangement.
Your participation agreement sets out
- Eligible purchases
- Your contribution formula
- Calculation periods
- Funding and reconciliation timing
- Refund and reversal treatment
- Member allocation rules
- Reporting responsibilities
Each merchant agreement is individual. Not every merchant contributes the same percentage.